wanderings – Darkk Horse Travel

A while back I wrote about how I save money so I can afford to travel, and since y’all loved it, I’m back with ROUND 2!

I’m definitely not any kind of millionaire, and I don’t have a limitless incomes, so traveling has to be a very intentional priority for me. I don’t budget because I don’t like spending money (believe me, I love spending money) but because there are some things that are just more important to me. It goes like this:

My income + Saving on everything I buy = MORE $$ FOR PLANE TICKETS (yay!)

Disclaimer: My life is my own and these tips don’t/won’t necessarily work for everyone or every lifestyle…duh.

1. Rewards Programs

Check out the reward programs for the things you already use. Have a credit or debit card? You probably have rewards or perks. If you go to the movies a lot, like I do, then you should check out their rewards programs as well. I also make sure to always get punch cards and things like that from smaller shops because the fact is, they usually don’t expire, and I’ve got a whole lot of free food/drinks for spending money I’d already be spending.

2. Mailing Lists

So, call me old fashioned, but I actually use the U.S. mail system. This is how I get birthday specials, coupons for artsy sh*t and also how I keep up with the art world around Seattle. You’d probably be surprised how many mailing lists you’re missing out on, and what they’ll send you. (On another note, don’t forget to sign up for email lists)

3. Get High Off Learning

Can I just tell you how much I love taking free learning/educational courses? Not only does it give me a ton to talk about with people, but it also nourishes my mind when I’d probably be out doing something stupid because I’m “bored.” My favorite go-to is Khan Academy, but there are actually a ton out there. A quick Google search can usually find you a million and one to choose from.
*Fun fact: I got my last job because I self taught myself techniques from online courses.

4. No Alcohol Or Coffee

Here’s a fun fact: I don’t drink alcohol or coffee. There are a couple reasons for this, including (but not limited to) the fact that alcohol makes me pass out on the first sip and coffee puts me to sleep (#ADHD) but this also allows me to save a whole ton of money. If I do need to hang out in a coffee shop, or get some caffeine, I usually stick with tea. As for alcohol, I just lie and always say I’m the designated driver.

5. Car Sharing

I’m a huge advocate for public transportation, but I also use car sharing services like Car2Go and ReachNow. Both of these services allow me to use a vehicle when I’m in a hurry, or when I need to transport things like groceries. Overall, it takes such a huge load off my mind to know there’s an independent way for me to get around that’s WAY cheaper than Uber (Car2Go starts at $.35/minute).

6. I Have Roommates

I actually hate the idea of living alone, so this one’s easier for me. As we all know, Seattle’s a pretty expensive city. So to help with the cost, I live with three other awesome women in a house. Some people have issues with this, but as long as student loans rule the universe I think it’s a great way to save money while being able to afford city living. Especially when moving home to your parent’s basement isn’t an option.

7. Cook At Home Date Nights

I really love to cook, but I absolutely hate cooking for one. Seriously, I’ll eat a bowl of cereal for dinner, rather than cook myself a solo meal. That being said, date nights are a great time to step into the kitchen and get yo’ pizza on. The best part of cooking with someone you care about is that it’s inexpensive fun, there’s a tasty end result, and ~~you get to make fun of them~~, you get to encourage the other person’s cooking efforts.

8. L-I-B-R-A-R-Y

I actually almost broke this rule recently, because I really wanted a book and almost cracked and bought it from Amazon. But then it came from the library, and I reminded myself why I keep things in my Amazon cart rather than allowing my impulsive self buy all the things. Books are my weakness, I’m not gonna lie.

9. Blow Money On Some Things

Here’s the deal. I don’t hoard money. I save money for things that I want (even if that’s for retirement, that’s still something I want…down the road). I do, however, have a list of things that are important to me (plane tickets, shoes, art supplies) so I have a rule: When those more expensive things are available at a great price, I throw down on them. This actually ends up saving me more money because when I don’t feel like I’m depriving myself, which means I’m more likely to save.

Don’t live a completely miserable life in order to save money. It’s about being smarter, not living in a blackhole of misery.

10. Stare At Your Finances

Grab a glass of grape juice ’cause shit’s about to get real (sorry mom). Every now and then you’re going to need to take a deep breathe and look over your finances. It’s not fun. Believe me, I know. But if you’re keeping careful track of what you’re spending I promise it will get less painful as time goes by. Some people recommend apps and spreadsheets for this, but honestly I just go through my bank statements. The truth will set you free.

11. Pay MORE For Student Loans

Here’s a fun fact: By paying more on student loans you’re actually paying less on your loans. Your mind is blown, I know. I usually pay an extra 25% on each of my loan payments because as “little” as that sounds, it actually really adds up over the 10 year span of time. See if you can pull a little more money in that direction. If you end up with a chunk of change from some random life, that’s also a great time to make sure it goes toward paying off, rather than partying.

12. Buy Refurbished Electronics…On Holidays

I love Black Friday. Not because I go stand in lines at 3am, but because that’s the time when I purchase my electronics—it’s when I bought my action camera, DSLR, and tablet. Why? Because it makes sense.

If you’re research the electronics you want to purchase, then you know exactly what you’re in the market for, right? Now all you have to do is find the online shop with the biggest sale. Also, whenever you can, try to buy refurbished!

13. Buy Essentials When They’re On Sale, Not When You Need Them

Again, this does not mean hoarding like a squirrel. But there are some things that you’re going to use, because it’s a part of your daily routine. For instance, yesterday I bought makeup removal wipes in bulk. Am I going to use 100 makeup wipes in the next week? No. But I do use them on a daily basis, so I know that if I buy them when they’re $3/pack, instead of $8/pack, I’m ultimately saving money. Have a mental or physical list of the things that you continually use (for me it’s usually toiletries, cleaning and bathroom supplies) can save you a whole lot down the line.

14. Download App Alerts

A lot of the time people think I’m texting when I’m checking my phone, but usually I’m looking at some kind of alert. No, not from Snapchat (because I hate it…story for another time). I sign up for a few different store apps that send me special promotional deals and alerts when there are coupons or cheap prices for things. This is anything from art supplies to plane tickets to groceries. If there’s somewhere you shop a lot—download the app!

What about you guys? What are your favorite ways to save money? Leave yours in the comment section below!

It’s against my nature to hope for things. I was raised to analyze facts, statistics and data, calculate a potential result, analyze that result and then still never fully put faith in the final solution.

It seems illogical to get your “hopes up” for something that may not come about. Statistically speaking there aren’t any certainties, so why hope for things?

But, last night I was reading 1 Corinthians 13 and, while I’m normally enraptured by the verses everyone remembers, “love is patient, love is kind…” this time my attention was grabbed by the very end of the verse:

“Trust steadily in God, hope unswervingly, love extravagantly.”

Trust God? Ok, I can do that. Love people? Ok, working on that. Hope unswervingly? WHAT.

I literally muttered, under my breath, “Why?”

Why does God command that we hope (and not only just hope, but hope UNSWERVINGLY)?

Hoping is dangerous. It puts you in a place of trusting the uncertainty of life. When you hope, it generally means there’s something out of your control. We hope for success, for things to go in the direction of our favor. We hope things work out, or that we’ll figure out a solution to an overwhelming problem.

The only issue is, these things will fade. They’ll break our heart. They’ll hurt us and make us never want to hope in anything, again.

This week has been kind of a hard one for me. A lot of personal things have come up that I thought had been dealt with in the past, but resurfaced, resulting in a lot of confusion and chaos.

But, while I’m praying and crying and trying to figure out things, I’ve continually been pointed to the idea of hoping in impossible things. For the first couple of days I thought, “No, I need something that will actually HELP me through this.”

But it kept coming, again and again: Hope.

I’ve never really realized how many bible verses there are about hope, but to save you the trouble of looking – there are a lot.

And after reading a few of them today, I noticed something. God doesn’t tell us to hope in or about things. He tells us to hope in Him, to find rest in Him, to know Him.

While I’m running around wondering how I’m expected to trust people, trust situations; hope in impossible endings, or extend impossible forgiveness, God says, “Put your hope in me.”

Like a lot of people, the Psalms are some of my favorite pieces of poetry.

In Psalm 42 we read “The prayer of someone who is in exile.”

This is one of my favorite chapters, because it’s raw and it’s human. In it the author talks about the emotional rollercoaster of leaning on God, and then remembering the past. They talk about heartbreak, they talk about “waves of sorrow” and questioning whether God has forgotten about them. In a nutshell, this has been my week.

But then, at the very end comes:

“I will put my hope in God,

And once again I will praise him,

My savior and my God.”

Life has a way of kicking us in the face. And I mean broken nose, blood and cracked bones, kicking. It happens to everyone at some point. Part of life is then getting up and still walking forward. But sometimes, if you’re really lucky, you’re also faced with having to forgive the beating. (Matthew 6:14-15)

As Christians, it’s not suggested – it’s required.

But, it’s not easy. And that’s what I’ve been wrestling with this week. And I do mean WRESTLING. I don’t like being put in vulnerable positions (who does?) I want to be in control of my life, and know what’s going on and when it’s going to happen.

But I don’t always. And even then God tells me to trust him. To hope in the promises that he has given me. To remember the little whispers he told me a year ago, while I was curled up gasping for breath from crying so hard.

It’s hard to hope.

It’s hard to remember.

It’s hard to keep walking, in faith, toward the things God has called us to.

Sometimes it’s with no directions. Sometimes we barely have a path we’re following.

But still he tells us to hope.

I can’t see what the outcome of situations will be. Sometimes I think I’ve got everything handled and in a good place, and then I get slammed with a curve ball like this week. I get knocked down. I get bruised and my heart feels like it’s going to tear in half. But I have to get up, again and again, and keep walking.

Hoping for things is not in my nature. Life is too uncertain. And risking with the potential for failure is against my better judgment.

But God doesn’t call us to hope in the uncertainty of our world. He calls us to hope in the certainty of knowing that when our brokenness, our messed up perceptions of what is happening, hits us hard, threatening to break our resolve, we hold tight to the promise that he will never fail us.

He is a never changing, immovable God who challenges us because He knows, ultimately, that we are so much stronger than we perceive.

So today I’m choosing to hope – not in the uncertain, the broken or the flawed. But in a Father who promises his presence when it’s time to find beauty in those things, and rise again.