14 Ways I Save Money And Travel More: Part II

A while back I wrote about how I save money so I can afford to travel, and since y’all loved it, I’m back with ROUND 2!

I’m definitely not any kind of millionaire, and I don’t have a limitless incomes, so traveling has to be a very intentional priority for me. I don’t budget because I don’t like spending money (believe me, I love spending money) but because there are some things that are just more important to me. It goes like this:

My income + Saving on everything I buy = MORE $$ FOR PLANE TICKETS (yay!)

Disclaimer: My life is my own and these tips don’t/won’t necessarily work for everyone or every lifestyle…duh.

1. Rewards Programs 

Check out the reward programs for the things you already use. Have a credit or debit card? You probably have rewards or perks. If you go to the movies a lot, like I do, then you should check out their rewards programs as well. I also make sure to always get punch cards and things like that from smaller shops because the fact is, they usually don’t expire, and I’ve got a whole lot of free food/drinks for spending money I’d already be spending.

2. Mailing Lists 

So, call me old fashioned, but I actually use the U.S. mail system. This is how I get birthday specials, coupons for artsy sh*t and also how I keep up with the art world around Seattle. You’d probably be surprised how many mailing lists you’re missing out on, and what they’ll send you. (On another note, don’t forget to sign up for email lists)

3. Get High Off Learning

Can I just tell you how much I love taking free learning/educational courses? Not only does it give me a ton to talk about with people, but it also nourishes my mind when I’d probably be out doing something stupid because I’m “bored.” My favorite go-to is Khan Academy, but there are actually a ton out there. A quick Google search can usually find you a million and one to choose from.
*Fun fact: I got my last job because I self taught myself techniques from online courses.

4. No Alcohol Or Coffee

Here’s a fun fact: I don’t drink alcohol or coffee. There are a couple reasons for this, including (but not limited to) the fact that alcohol makes me pass out on the first sip and coffee puts me to sleep (#ADHD) but this also allows me to save a whole ton of money. If I do need to hang out in a coffee shop, or get some caffeine, I usually stick with tea. As for alcohol, I just lie and always say I’m the designated driver.

5. Car Sharing

I’m a huge advocate for public transportation, but I also use car sharing services like Car2Go and ReachNow. Both of these services allow me to use a vehicle when I’m in a hurry, or when I need to transport things like groceries. Overall, it takes such a huge load off my mind to know there’s an independent way for me to get around that’s WAY cheaper than Uber (Car2Go starts at $.35/minute).

6. I Have Roommates

I actually hate the idea of living alone, so this one’s easier for me. As we all know, Seattle’s a pretty expensive city. So to help with the cost, I live with three other awesome women in a house. Some people have issues with this, but as long as student loans rule the universe I think it’s a great way to save money while being able to afford city living. Especially when moving home to your parent’s basement isn’t an option.

7. Cook At Home Date Nights

I really love to cook, but I absolutely hate cooking for one. Seriously, I’ll eat a bowl of cereal for dinner, rather than cook myself a solo meal. That being said, date nights are a great time to step into the kitchen and get yo’ pizza on. The best part of cooking with someone you care about is that it’s inexpensive fun, there’s a tasty end result, and you get to make fun of them, you get to encourage the other person’s cooking efforts.

8. L-I-B-R-A-R-Y

I actually almost broke this rule recently, because I really wanted a book and almost cracked and bought it from Amazon. But then it came from the library, and I reminded myself why I keep things in my Amazon cart rather than allowing my impulsive self buy all the things. Books are my weakness, I’m not gonna lie.

9. Blow Money On Some Things

Here’s the deal. I don’t hoard money. I save money for things that I want (even if that’s for retirement, that’s still something I want…down the road). I do, however, have a list of things that are important to me (plane tickets, shoes, art supplies) so I have a rule: When those more expensive things are available at a great price, I throw down on them. This actually ends up saving me more money because when I don’t feel like I’m depriving myself, which means I’m more likely to save.

Don’t live a completely miserable life in order to save money. It’s about being smarter, not living in a blackhole of misery.

10. Stare At Your Finances

Grab a glass of grape juice ’cause shit’s about to get real (sorry mom). Every now and then you’re going to need to take a deep breathe and look over your finances. It’s not fun. Believe me, I know. But if you’re keeping careful track of what you’re spending I promise it will get less painful as time goes by. Some people recommend apps and spreadsheets for this, but honestly I just go through my bank statements. The truth will set you free.

11. Pay MORE For Student Loans

Here’s a fun fact: By paying more on student loans you’re actually paying less on your loans. Your mind is blown, I know. I usually pay an extra 25% on each of my loan payments because as “little” as that sounds, it actually really adds up over the 10 year span of time. See if you can pull a little more money in that direction. If you end up with a chunk of change from some random life, that’s also a great time to make sure it goes toward paying off, rather than partying.

12. Buy Refurbished Electronics…On Holidays

I love Black Friday. Not because I go stand in lines at 3am, but because that’s the time when I purchase my electronics—it’s when I bought my action camera, DSLR, and tablet. Why? Because it makes sense.

If you’re research the electronics you want to purchase, then you know exactly what you’re in the market for, right? Now all you have to do is find the online shop with the biggest sale. Also, whenever you can, try to buy refurbished!

13. Buy Essentials When They’re On Sale, Not When You Need Them

Again, this does not mean hoarding like a squirrel. But there are some things that you’re going to use, because it’s a part of your daily routine. For instance, yesterday I bought makeup removal wipes in bulk. Am I going to use 100 makeup wipes in the next week? No. But I do use them on a daily basis, so I know that if I buy them when they’re $3/pack, instead of $8/pack, I’m ultimately saving money. Have a mental or physical list of the things that you continually use (for me it’s usually toiletries, cleaning and bathroom supplies) can save you a whole lot down the line.

14. Download App Alerts 

A lot of the time people think I’m texting when I’m checking my phone, but usually I’m looking at some kind of alert. No, not from Snapchat (because I hate it…story for another time). I sign up for a few different store apps that send me special promotional deals and alerts when there are coupons or cheap prices for things. This is anything from art supplies to plane tickets to groceries. If there’s somewhere you shop a lot—download the app!

What about you guys? What are your favorite ways to save money? Leave yours in the comment section below! 

Advertisements

When Your Life Doesn’t Look Like It “Should”

I have 112 unpublished blog drafts. That means 112 times I started writing, got frustrated and stopped. Yet, I am still a blogger.

I’ve been thinking a lot about failure, lately. A friend and I were talking about how in college you’re asked 101 times,”What’s your five year plan?” But after college? Nah. Nobody asks me that anymore. Life a decade after college is something halfway between eye-rolls that I don’t have 2.5 children and people gasp-asking how I do everything I do (Hint: I don’t have 2.5 children).

My life is couture, I’ll admit. It’s custom cut to fit me.

And as I sit here drinking copious amounts of tea, I’ve been thinking about how I’ve made my life what it is—the decisions that brought me to where I am. Once upon a time I was offered the white picket fence life, but instead I chose to travel.

And here’s a little insight into why:

 

Because doing what you’re “supposed” to do, just to keep up with societally imposed schedules (based off of age/ gender etc.) does not guarantee you any more success or happiness than waiting to be personally ready.

 

Live your life on your time. When you’re ready to travel, travel. When you’re ready to get married, get married. When you’re ready to adopt a dog, adopt a dog. But please please don’t do these things to make your life look “right.”

My life right now is nothing like what I thought it would be. In fact, according to my child self, I’ve failed spectacularly (still not the lead singer of a band). But, you know what?

That’s okay.

My little under-developed freshman SPU self wouldn’t have even been able to imagine the wild adventures I’d go on. She wouldn’t have had a clue how many amazing people I’d meet, or how many bucket list items I’d check off. She wouldn’t know that I’d be able to build a life where I did what I loved…and got paid to do it.

Easy isn’t the answer.

Amidst the stress and crazy, I really really love my life, and I’m really f*cking happy (sorry, mom). I’m starting a new career at a beautifully brilliant company where I get to help women all over the world. I live in a beautiful 1928 vintage house, full of strong independent women, in one of the most beautiful cities. I get to geek out over things as much as I damn well please, and I write for a living. Let me repeat that so my child self can hear it back through the sound waves of time: “YOU GROW UP TO BE A PAID WRITER!”

Life doesn’t look like it “should,” but I’m okay with that. It’s not about predicting outcomes five years down the road. It’s about taking what life throws at you and creating beauty out of it. That’s what makes life this messy and magnificent thing.
Obviously there are times when things get absolutely frustrating. Curve balls get thrown. But being frustrated doesn’t mean you give up on building the life you want. It might mean you walk away from things for a bit, but it does not mean you stop.

 

I like to think about it this way: Growing up I always thought I was going to reach adulthood and be handed this telescope with which I could see my future. It would be clear, and entirely in focus. But, in fact, it’s so much more beautifully intricate than that.
My life is a kaleidoscope. There are shapes and colors and weird little speckle things that I haven’t even discovered, yet. Yes, my past plans for the future failed spectacularly, but they were replaced by experiences I literally could not have dreamed for myself. And that’s beautiful.

A group of friends used to say, “Yesterday’s ceiling is todays floor.” And I honestly believe that. The best is yet to come.

Now pardon me as I go buy tickets to a zombie ball.